DAN Trip Insurance
Reasons to Purchase Travel Insurance

Introduction Coverage Overview Terms & Conditions FAQs Purchase Coverage

There are hundreds of circumstances that could cause you to cancel your trip, or return home early. To demonstrate the importance of purchasing travel insurance, here are some common examples of what could go wrong.

1. You could lose money you've invested for your trip, such as nonrefundable deposits, if bad weather conditions cause delay or cancellation of your trip.

2. You may have to cut your trip short and return home for an emergency such as an unexpected illness or death of an immediate family member forcing you to lose the remaining pre-paid, non-refundable portion of your trip and pay a ticket change fee for your return travel arrangements.

3. Your luggage could be lost, delayed or stolen, forcing you to purchase additional clothes, essentials or even prescription medications.

4. The airline, cruise line or tour operator with which you're scheduled to travel suddenly goes on strike leaving you with no option but to cancel your trip…with no recourse for reimbursement.

5. You could run into major travel delays forcing you to miss a portion of your trip or cruise and be forced to pay additional lodging expenses while you wait.

6. You could be forced to evacuate your resort due to a predicted hurricane or other weather conditions, cutting your trip short... with no recourse for reimbursement for the remaining portion of your vacation.

7. You could lose your important travel documents, stranding you while traveling abroad.

Terms & Conditions (PDF: 72 KB)

Why Travel Guard?

Not all travel insurance is the same!

When purchasing travel insurance, it's important you look closely at the coverages and services you'll receive. Here is a quick summary of what makes Travel Guard different than the competition:

Exceptional Customer Service

We take great pride in providing the high levels of service for which we've built our reputation. When you choose Travel Guard, you can expect:

• Coverage to be effective within 24 hours of the enrollment being received
• All phone calls answered within 30 seconds
• Assistance 24 hours a day, 7 days a week, 365 days a year
• A zero defect tolerance for customer satisfaction

Fast, Fair Claims Service

You won't find a faster, more accurate claims process than you will with Travel Guard. Our claims process standards include:

• All Claims reviewed by an experienced analyst within 24 hours
• Claims payment is finalized within 24 hours of receipt of final documentation
• 100% correct payments and calculations on all claims
• The "Fairness Principle" - all denied claims are sent to a mediator for review and the mediator's decision is honored.

The Best Travel Assistance Service in the Industry

Travel Guard provides the insureds with 24-hour emergency travel assistance. Whether you need help finding medical care halfway around the world, making emergency arrangements to return home or obtaining an emergency cash advance, you can access our toll-free hotline from anywhere in the world, any time of day.

Purchase Trip Coverage

This is a brief description of the insurance benefits and travel services provided. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania Insurance Company (NAIC #19445), with its principal place of business at 70 Pine Street, New York, NY 10270, currently authorized to transact business in all states and the District of Columbia. The Policy will contain reductions, limitations, exclusions and termination provisions. All coverages may not be available in all states. Assistance Services are provided by Travel Guard Assist.